Early Release of Super

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Frequently Asked Questions

What is an early access to super claim?

Basically, it is a way to access and withdraw your full superannuation account balance. There are other ways to claim your superannuation, but you can usually only withdraw a maximum of $10,000.

With our experience, we can attempt to withdraw the whole account balance for you as long as you meet certain criteria.

There may also be many different types of insurance related claims available if you are unable to work due to injury or illness. It can be hard to know where to start so MCL offer an Initial Free Consultation with our superannuation and insurance legal experts to determine all your eligibility and ability to make a claim up front. Contact us or call us on 1300 769 665.

How long will my claim take?

We can normally access these sorts of funds for you quickly. At MCL we have developed procedures which allow most claims to be fast-tracked, with some being accepted in less than 1 week. Of course it depends on the fund, the benefit amount and the complexities of the claim but, based on our experience, most Early Access to Super claims take approximately 1 month.

What can be done if the claim is rejected?

If the insurer has rejected your claim, you can request for them to undertake a formal review of the original decision. The other option is to appeal your claim through the courts.


Over the years, MCL has established a track record of successfully challenging and overturning unfair determinations made by super funds and insurance companies. Our lawyers are experts in superannuation law and can help you appeal any unfair decision, so contact us today.

How much will it cost?

Many people who make superannuation and insurance claims are in a difficult financial position. It is for these reasons, that MCL has developed a special payment option for our insurance/superannuation clients. This option involves:

No Win No Fee Guarantee;
• Free advice at your initial consultation;
• No upfront charge for any expenses;
• Fixed fee on most superannuation and insurance claims.

Why trust MCL with my early access to super claim?

An internationally acclaimed Compensation Law Firm, Monaco Compensation Lawyer is one of the leading disability insurance and superannuation law firms in Australia. With an experienced team of lawyers specialising in these claims, we have helped thousands of Australians to access their benefits.

We have a reputation in the industry for being tough, experienced and well-prepared which means that the insurance companies are held accountable and more likely to pay your maximum entitlements. Twenty years in the business means we know how to fast track your claim and get your benefit to you as soon as possible.

We also have experience on the other side of matters.  Almost all of our claims team worked for insurance companies prior to working at MCL, giving them valuable insight into the tactics insurers sometimes use to try to reject your claim.

At MCL you will have your own expert lawyer, who will always be available to answer your questions.  Real people, delivering real results.

Find out more about us:

To speak directly to one of our lawyers regarding early release of your superannuation, and to get advice on any other benefits you might be entitled to,  contact us today.

10 Reasons To Choose Us

No Win No Fee Guarantee

You can afford high quality legal representation without having to pay any upfront costs. We will never charge unless we successfully recover compensation. This means that if your claim is unsuccessful, you don’t have to reimburse us for any of the legal fees and expenses associated with your case.

Free advice from a solicitor

You can get free advice from one of our expert lawyers both on the phone and or in person. How does it work? You simply call us at 1300 769 665 and you will be transferred to one of our lawyers who will provide you with clear and comprehensive advice free of charge. You can also submit an enquiry online and, again, our written advice to you will be obligation free.

98% cases won

We win the overwhelming majority of our cases. Obviously, this doesn’t happen by chance – only hard, diligent work gets results. What does it mean for you? It means that nothing is left to chance and no stone is left unturned in getting you the successful result you deserve.

Award winning law firm

At MCL we take pride in our work and work tirelessly to be the best in the industry. We have been voted Personal Injury and Superannuation Law Firm of the Year 2018 in Australia (CorporateINTL Awards).

4.8 Star rating on Google

Don’t just take our word for it – look at independent Google reviews from our clients. In fact, Monaco has the highest Google rating within the industry.

Leaders in our field

For over 20 years MCL has been a leader in the field of compensation law. With 43 offices nationwide, we can deliver our services to you wherever you are. No matter how big or small your claim, we have the expertise to handle it successfully.

We are specialists in Superannuation – TPD claims

At Monaco, our lawyers are some of the best trained and qualified in the industry.We have a team dealing exclusively with Superannuation – TPD claims, headed up by an Accredited Specialist. So no matter how complex your claim, we have the expertise to handle it successfully.

Maximum compensation

Don’t let insurance companies pay less than your claim is worth. You deserve substantial compensation for your suffering and it is our responsibility to get it for you. We have the training and expertise to ensure that nothing will be left to chance when preparing your claim. The result – maximum compensation recovered in every case.

We are in for the long haul

Compensation claims can be expensive to run. We have the financial muscle to go the distance against the limitless resources that can be deployed by the insurance companies. If we take your case, we’ll run it on a No Win No Fee basis, so you have nothing to lose.

Home and hospital visits

We have dealt with injured people over many years and understand that sometimes travelling to see a lawyer can be difficult. This is why we offer our free home and/or hospital visit service. All you need to do is ask!

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