Death Benefits

With over 20 years of experience, we can help with your death benefit or life insurance claim.

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In 2020 alone, we secured over $62 million in insurance payouts for our clients making death benefit and life insurance claims.

Frequently Asked Questions

Do I have a claim?

You are likely to have a claim if you:

  • were in a close personal relationship with the loved one (e.g. a spouse or a child) or
  • were financially dependent on the loved one, or
  • were nominated as the beneficiary by the loved one in super or insurance policy

If you want to find out if you are entitled to a death benefit, contact us and one of our team will be happy to help you understand where you stand free of charge.

Are there any time limits?

It’s important to act quickly, because if another family member or claimant lodges a claim then you may lose your entitlement to benefits.

How long will it take?

Generally, you will have your claim approved by the insurer within 4 weeks of lodgement. However, if there is a contest, where someone is disputing your claim, then it could take 3 to 6 months.

Can I dispute a Death Benefit given to someone else?

Yes. Some binding nominations can be disputed. For example, some funds require the nomination to be made to “a dependant”, and the definition of “dependant” can change from fund to fund. An ex-wife who met the definition at the time of the nomination may not meet the definition after a divorce or separation.

There’s no cut and dry answer and the law is complex, so contact us for a free consultation and one of our team can advise you.

I want to dispute a Death Benefit decision, are there any time limits?

Yes. There are strict time limits for disputing decisions so seek advice as soon as you can, especially if you have received notification of a claim decision from the super fund. Over the years we have successfully disputed Death Benefit claims for many clients who have not been properly represented, and had their claims declined.

Do I need a lawyer?

It’s in your best interest to get an expert to navigate this tricky area. In our experience, Super funds and insurers can make it difficult for self-represented claimants to get the benefits that they may be entitled to. We have seen cases where insurers have deliberately delayed the claim or rejected a claim on questionable grounds.

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98% Success Rate

We win the overwhelming majority of our cases. This doesn’t just happen. It’s hard, diligent work that gets these results. We leave nothing to chance in preparing your claim, so you get what you’re entitled to.

Why choose our team of Death Benefit Lawyers?

We understand that if you’re grieving, you may be finding it complicated and stressful to access your benefits. Or, you might be in a situation where there is a dispute about who is entitled to the funds.

We are here to help you through the entire claim process, so you get everything you are entitled to, simply and successfully.

Death Benefit Law is complex, and differs state to state. As a national firm, we have the skills and decades of experience to navigate your claim, no matter where you are, no matter how complex your claim. It’s important to act quickly, because once the estate has been distributed, you may lose your right to claim.

Put our experience in your corner and your chances of success get much, much greater.

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Award-Winning Lawyers

In 2020, we were awarded “Superannuation and Life Insurance Law Firm of the Year in Australia” in the GBM Awards. Be confident your Death Benefit claim is in expert hands.

Death Benefit Law Specialists

We have a large team dealing exclusively with Death Benefits, headed up by Law Society Accredited Specialists. No matter how complex your claim is, we have the expertise to handle it successfully.

Our Unique Perspective

Many of our team worked for insurers before joining us, so we know how to cut through the strategies and tactics insurance companies might use to decline your claim.

4.9 Star Rating on Google

Don’t just take our word for it – look at independent Google reviews from our clients. In fact, we have the highest Google rating within the industry.

34 Offices Australia Wide

With offices all over Australia, we can help you wherever you are. And if you are too sick to travel, we can organise video conferencing, or come to you in person.

Fast-Tracked Claims

We have developed procedures that mean your claim can be lodged quickly, so you get to access your valuable benefits sooner.

What to expect
Your Death Benefit Claim Process

You might find the idea of taking on the estate daunting in this difficult time. But don’t worry. You’ll have your own lawyer who will guide and support you through the entire process. We handle everything, so you can get what you’re entitled to.

  1. You get in touch You get the ball rolling by telling one of our team about your situation. It’s most likely that this lawyer is the person who will see our claim through to its successful completion.
  2. We investigate your loved one’s death benefits Your lawyer will get all the necessary details of the death benefits and get the documents necessary to lodge or dispute your claim.
  3. We meet to explain your entitlements Once your lawyer is across all the details of your cover, we will give you advice about what you are entitled to and how to proceed. We will also let you know if you might have other claims.
  4. We get evidence in support of your claim If you decide to engage us, your lawyer will start collecting evidence to support your relationship with the deceased. Your lawyer will also prepare detailed submissions based on the law applicable to your case.
  5. We prepare and submit your claim Your lawyer will complete all claim forms and send these to your fund/s together with other supporting material.
  6. Your Death Benefit claim is successful You tell your lawyer how you want to receive your benefit and we make sure that you get the money as soon as possible.

Find out where you stand free of charge

Call us

Call 1300 769 665

Our friendly lawyers are available to talk Monday to Friday, 8:30am – 5:30pm AEST.

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