Workers Compensation Claims
At Monaco Compensation Lawyers (MCL) we have an exclusive team of workers compensation lawyers who deal only with workers compensation claims.
This practice group is supervised by senior lawyers who are accredited as specialists in personal injury law and have many years of experience in this field. Our lawyers are widely known in the industry due to their track record of success in the field of workers compensation.
We are dedicated to supporting our clients at every stage of the process, from the initial consultation through to a resolution. we note that the expenses of preparing a claim can cause great concern, so we cover all expenses. We have the ability to go toe to toe with large insurance companies, who will often expend substantial resources defending claims.
Common Questions
Do I have a claim?
If you have been injured at work, as a result of work or during work activities, you will likely be eligible to make a workers compensation claim.
Employers in New South Wales are required to have compulsory workers compensation insurance for employees in their workplace. Benefits are available under this scheme regardless of who was at fault.
The benefits extend to:
- Casual employees;
- Full time and part time employees;
- Self employed individuals in some cases; and
- People who may be deemed to be workers.
What do I do if I have been hurt at work or during work hours?
There are several steps you should take if you have been hurt at work, including:
- Getting medical attention right away, even if your injuries appear to be minor;
- Notifying your employer as soon as possible of your workplace accident and/or injury;
- Ask your treating doctor for a WorkCover Medical Certificate; and
- Completing a workers compensation claim form which the employer is required to provide on request.
How can MCL help me?
MCL specialises in workers compensation. Over the years, we have finalised thousands of claims on behalf of our clients. (See our recent wins) Our specialist legal team is in constant contact with our panel of medical and other experts, who assist us in investigating and preparing our clients’ claims.
Following the initial conference, our lawyers will:
- Evaluate your potential entitlements, including statutory and/or common law claims;
- Gather necessary evidence, such as records relating to your employment, vocational history;
- Help you prepare the necessary documents to put the insurer on notice of your claim;
- Liaise with the WorkCover Independent Review Office (WIRO) through which funding for your legal costs can be obtained (Our lawyers are approved legal services providers by WIRO).
- Obtain all the necessary medical and other expert evidence in support of your claim;
- Lodge a claim with the Workers Compensation Commission ('WCC') in the event of a dispute with the insurer;
- Ensure that you receive thorough and comprehensive advice at every stage of your claim, including settlement conferences, mediations, court hearings; and
- Ensure you obtain the maximum compensation you deserve to ease your pain and suffering; and
- Advise you on a potential ‘Work Injury Damages' claim
Can I get free advice over the phone?
At MCL, our lawyers are more than happy to provide you with free initial advice over the phone. In fact, you will be able to speak to one of our specialists the very first time you call our offices.
After your free initial phone consultation with one of our lawyers, we can arrange an appointment with you at any of our offices.
In some cases, we understand that it may be difficult for you to travel. In this situation, we can always arrange a home or hospital visit.
Things you need to know about the claim process
In New South Wales, there are a number of independent bodies that together manage the no-fault scheme for compensation. Disputes are managed by the Workers Compensation Commission (WCC), an independent statutory tribunal. Disputes do not go through the Courts. Some key points about the scheme are:
- Workers Compensation scheme operates under a no-fault scheme meaning you may be entitled to compensation even if you were at fault;
- Legal funding for preparing your claim can be obtained from the Workers Compensation Independent Review Office (WIRO). This means that WIRO pays your legal costs and expenses directly to your lawyer and you bear no liability for legal costs;
- You may have a further claim against your employer if negligence was involved.
What sort of compensation am I entitled to under the law?
The law allows you to recover compensation with respect to the following:
- Weekly compensation for loss of earnings;
- Medical expenses;
- Travelling expenses;
- Rehabilitation expenses;
- Permanent impairment in certain circumstances; and
- Further compensation where there was negligence involved
How MCL can maximise your compensation – Work Injury Damages
Separate to the no-fault scheme where you can claim medical expenses, weekly benefits, and limited lump sum amounts, you may be eligible to make a Work Injury Damages (‘WID’) claim against your employer (includes labour hire agreement situations).
To be able to to make a WID claim, you need to be able to show:
- That your employer was negligent; and
- Be assessed at 15% Whole Person Impairment or greater.
What else can I claim – Superannuation/Total and Permanent Disability
Many superannuation policies provide cover for those who are totally and permanently disabled due to an accident. This cover will usually be in the form of a lump sum payment that is provided on top of any claims, such as a claim for compensation.
Further, you may be able to receive some funds through a personal insurance policy. For example, this may be the case if you have life insurance, income protection insurance, or sickness and accident insurance, which may include provisions for compensation should you be injured in an accident.
At MCL, we have a senior team of lawyers that are specialised in Superannuation/Total and Permanent Disability who can determine whether you are covered under policy. For more information about superannuation claims, please visit superannuation page. Call us today to talk to one of our experts at 1300 673 970.
Why choose MCL?
MCL is one of Australia’s premier workers compensation law firms. We are confident in our abilities. That is why we provide a ‘No Win No Fee Guarantee’ to all of our clients. This means that you will only need to pay us for our work if and when your claim is successfully finalised. Read more here.
Our lawyers have the expertise and experience to take on the big insurance companies, which usually represent medical service providers in these claims. We have the financial muscle to go the distance against the limitless resources that can be deployed by these insurance companies.
At MCL you will have your own lawyer, who will always be available to answer your questions and provide advice in relation to your workers compensation claim. Read about recent wins here.
What it will cost - No Win No Fee Guarantee
Work-related injuries can often leave scars both physical and psychological. They can also lead to financial hardship. Add to this the pressures and uncertainty of litigation, and it can all be a bit too much. It is for these reasons, that:
- We offer No Win No Fee Guarantee;
- We offer free advice at your initial consultation;
- We do not charge for any expenses and will cover all expenses including medical reports and court filing fees, unless we successfully resolve your case;
- Unlike other firms, you do not have to pay us back the money we have spent on your case if you do not win;
- We provide you with a simple and easy to understand contract before we begin the work; and
