Yes, it is possible to make a public liability claim for psychological injuries alone.
You may have a claim if:
Your exact entitlements depend on the severity of your injuries, the extent of the negligence, and the state you live in.
If you’re suffering a psychological injury because of someone else’s negligence, we strongly suggest getting advice from a specialist lawyer.
Don’t be put off by the word ‘public’ — accidents that occur in both public and private spaces are covered by public liability law. If you were injured because of someone else’s negligence, you may have a public liability claim.
While most claims relate to physical injuries, it’s also possible to make a claim for ‘pure psychological injury’. This type of claim is also called ‘emotional distress’ or ‘nervous shock’.
The laws are different in every state, but you can generally make a claim if someone else’s negligence causes you to develop a recognised psychiatric injury.
Your symptoms and diagnosis can include (but are not limited to):
There are several types of compensation you may be able to claim: ‘economic losses’, ‘non-economic losses’, essential medical treatment and equipment, and the cost of ongoing care and assistance.
Non-economic loss compensates you for the negative impact of the injury on your life. This includes:
After an accident, you’re generally eligible to claim compensation for medical treatment and equipment. If your condition has left you unable to work, you may also receive compensation to cover your lost income and super.
However, to receive compensation for non-economic loss, care and assistance, you must meet the specific criteria in your state.
Below, you’ll find out state-by-state guide to making a public liability claim for psychological injury.
In NSW, you can make a public liability claim for psychological injury if:
To prove that negligence, you will need to establish three criteria:
The types of compensation you can claim depend how severely you’re injured. A court-appointed psychiatrist carries out this assessment by comparing your injuries to the ‘Most Extreme Case’ (MEC). They then allocate your injuries a percentage of the MEC.
The Most Extreme Case (100% of the MEC) is generally considered to include paraplegia, quadriplegia, brain damage, and other catastrophic injuries.
For an MEC of 15% or more, you may be able to claim:
If your MEC is under 15%, you’re not eligible to claim for non-economic loss. Your compensation is limited to medical treatment and equipment, as well as economic loss (if your injury prevents you from working).
In NSW, the maximum compensation for non-economic loss is currently $722,000. This amount was set on 1 October 2023 and will increase every year with inflation. Your exact compensation is calculated by comparing your injuries to the Most Extreme Case.
Below are some examples of what you may be entitled to based on your MEC:
Percentage of MEC | Percentage of the maximum compensation you will receive |
---|---|
15% | 1% |
16 – 20% | 1.5 – 3.5% |
21 – 30% | 4 – 23% |
21 – 33% | 4 – 33% |
34 – 100% | 34 – 100% |
For more detail on MEC percentages and compensation, head to Section 16 of the Act.
In Queensland, you may have a public liability claim for psychological injury if:
To prove negligence, you need to meet three criteria:
Your Injury Scale Value is a measure of the severity of your injuries. This assessment is performed by a registered psychiatrist, who will look at several factors in determining your ISV. This includes:
The Psychiatric Impairment Rating Scale (PIRS) is one of the main tools a psychiatrist uses to determine your Injury Scale Value. PIRS breaks down psychological injuries into six key areas of ‘impact’:
For each category, the psychiatrist will give you a rating between one and five. A rating of one means you’re experiencing no impairment, while five signals extreme impairment.
You can read more on the PIRS and its use in psychological injury claims, see Schedule 5 of the Act
The court will use your PIRS ratings (coupled with the other factors above) to assign you an ISV between 0 and 100. The lower your ISV, the less severe your injuries:
Your ISV determines your compensation for general damages, as well as care and assistance. The exact amount is calculated by adding your base and variable compensation amounts. Both of these amounts are determined by your ISV and increase every year with inflation.
For example, if you were injured after 1 July 2023 and have an ISV of 15, you would be entitled to:
In this case, your variable compensation is (15 – 10) x $2,440 = $12,200. That means you may receive up to $31,500 in total compensation.
Our public liability lawyers have extensive experience handling psychological injury claims. Over the last 24 years, we’ve developed strategies to ensure your injuries are accurately assessed and you meet your state’s specific negligence criteria. We also have a network of medical and liability experts who provide independent evidence to bolster your case.
Speak to us today for free, comprehensive legal advice. Find out where you stand and how to get the maximum compensation for your injuries.
We offer a free consultation to assess your case, explain your options, and answer your questions. It's fast, confidential, and obligation-free.