Injured at work? We'll help you get workers compensation fast. Our team specialise in protecting your rights and securing the payout you deserve. Spend less time worrying about the future—and more time recovering.Learn more
If you've been injured by a medical professional, we'll get you justice and financial support. Our specialist lawyers use world-class evidence to build your medical negligence case. Over the years, we've won complex claims for hundreds of injured patients.Learn more
Injured because of someone else's negligence? From slip-and-falls to animal attacks, and even accidents in rental homes—public liability covers more than you might think. Whatever your situation, we're here to secure your rightful compensation.Learn more
Sick and unable to work? A superannuation claim can help. Our experts analyse your policy and find every benefit you're entitled to, including TPD and income protection. We also handle super death benefits claims, and can assist if your loved one has recently passed away.Learn more
Careless drivers, defective vehicles, dangerous streets—however you're injured on the road, our award-winning team can help. We use decades of experience and expert evidence to get you maximum compensation for your claim.Learn more
Losing a loved one is always difficult, especially if you feel your inheritance is unfair. For 24 years, our specialist lawyers have helped Australians secure their rightful inheritance.Learn more
In the recent years, courts have found in favour of insurance companies on many occasions, including upholding an insurer’s right to their own medical tests, as well as making it more difficult to dispute a rejected claim.
Overall, these decisions have made it increasingly difficult for unrepresented claimants to run successful TPD claims.
Sargeant v FSS Trustee Corporation and Metlife Insurance Ltd v Hellessey
The court ruled that an insurance company does not have to accept your doctor’s opinions about your medical condition. Your insurer has the right to challenge your medical reports and obtain their own medical evidence that favours them.
Newling v FSS Trustee Corporation and TAL Life Limited v Shuetrim
The court determined that it’s up to you to prove your disablement and raised the bar for what is required. It is no longer enough to simply provide existing medical records: you need to submit detailed and persuasive medical evidence to prove disablement.
Newling v FSS Trustee Corporation
The court determined that you can only challenge an unfavourable decision if you prove that the insurer acted unreasonably. This means it’s important to get it right the first time.
Carrol v United Super Pty Ltd and Board of Trustees v Gomez
Your insurance company can decline your claim if they show you could retrain for a new job – even if this job is completely unrelated to your previous occupation. If we think there is a risk of the insurer declining your claim on this basis, we get in ahead by obtaining specific medical evidence to address this issue.
Choose your state from the list to see information relevant to you, as laws differ by state.