If an injury has left you unable to work, a Total and Permanent Disability (TPD) claim can help secure your financial future. The good news is, most people in Adelaide already have TPD insurance through their super — even if they don’t know it.
But just having insurance doesn’t mean you’ll automatically get the lump sum payout you deserve. That’s where a skilled TPD lawyer comes in.
For over 25 years, our Adelaide TPD lawyers have been helping locals get the compensation they deserve. Here’s what you can expect when you work with us:
Thinking about making a TPD claim? Get in touch with us for a free consultation. We’re here to guide you through the process every step of the way.
You don’t have to be bedridden or in a wheelchair to qualify for a TPD claim — all you need is to meet the criteria in your policy.
Many TPD policies only require proof that you can’t return to your usual job or any role that fits your skills, experience, and education. For example, if you’ve worked in construction your whole life, you may still qualify for a TPD claim, even if doctors say you could do office work.
That said, TPD policies can be complex, and insurers often interpret them in their favour — not yours. That’s where we come in. Our experienced Adelaide TPD lawyers will carefully review your policy, explain your entitlements, and guide you through the claims process — all at no cost to you.
You can make a TPD claim for any condition that permanently stops you from working. Some common examples include:
Don’t see your condition listed? Don’t stress — if a permanent health issue is stopping you from working, you’re probably eligible for compensation. To find out if your condition qualifies, call our TPD lawyers or head into our Adelaide office today.
In your free consultation, you’ll speak with one of our expert TPD lawyers about your situation. Most of the time, the lawyer you meet will be the same one handling your claim from start to finish, ensuring you receive personal, consistent support throughout the entire process.
Our experienced TPD lawyers will gather your medical records and thoroughly review your TPD insurance policy. Since every policy has unique terms — such as how pre-existing conditions or your age might impact your payout — we’ll explain the fine print and clarify exactly what you’re entitled to.
We may also consult with your doctors to get a clearer understanding of your condition. In some cases, we’ll even reach out to your family and friends to learn more about how your situation affects your daily life, helping us build the strongest case possible for your TPD claim.
Your lawyer will offer free, expert advice on what you’re entitled to and guide you on the best next steps for your TPD claim. They’ll also explore other potential claims, like income protection or common law damages, which could increase your overall payout. This ensures you get the maximum compensation you deserve.
We’ll gather all the necessary evidence for your claim, working closely with your doctors, specialists, and organisations like the ATO, WorkCover, and Centrelink. Our lawyers will also consult with our national network of medical experts to further support your case. Once we’ve collected everything, we’ll prepare your claim, fill out the required forms, and submit them directly to your super fund.
With our 98% success rate and strong negotiation skills, we’ll secure your TPD benefit as quickly as possible. If your super fund tries to delay your claim, we know how to counter their tactics and keep things moving. And if needed, we’re ready to take your claim to court to ensure you get the compensation you deserve.
At Monaco, you’ll have a dedicated TPD lawyer supporting you through every step of the process. Our lawyers specialise solely in TPD claims, so you can trust that they’ll work quickly and efficiently to secure the maximum benefit for you.
But that’s not all. Your lawyer is backed by a collaborative team, all working together to achieve the best possible outcome for your claim.
Get to know your future team below.
A skilled Adelaide TPD lawyer will guide you through every step of the process, including:
We understand that the cost of hiring a TPD lawyer can be a big concern. That’s why we’ve introduced an industry-first TPD Fee Guarantee, designed to give you peace of mind. Here’s what you can expect when working with us:
Want to learn more? Check out our guide to TPD claim fees or contact our expert TPD lawyers today. Your first consultation is completely free.
Most TPD claims typically take around six months to process, but more complex cases can take up to 12 months. The exact timeline depends on several factors:
Our Adelaide TPD lawyers know how to push back against insurer delays and keep your claim on track. Contact us today for a free consultation.
When you walk through our doors, our top priority is to help you as much as we can. This commitment is shown in over 200 5-star reviews.
Use our online claim checker to instantly find out if you have a claim. Alternatively, just give us a ring — our expert lawyers are always ready to answer your questions.