Monaco Compensation LawyersMonaco Compensation Lawyers
Call Menu Close
    Search Cross
    Close
    Viewing content for gps Australia
    Contact us
    Monaco Compensation Lawyers
    1300 769 665Contact us
    Search
    Search
      close
      Search
      Close
      Google
      StarStarStarStarStar
      4.8/5 based on 266 reviews on Google
      Viewing content for gps Australia

      When an injury leaves you unable to work, Total and Permanent Disability (TPD) claims provide a life-changing lump sum payment to secure your future. Most people in Sydney have TPD insurance automatically included in their superannuation policy — even if they don’t realise it.

      But being insured doesn’t guarantee you’ll get the full compensation you’re entitled to. That’s where an expert TPD lawyer makes all the difference.

      Why choose our TPD lawyers?

      For over 25 years, our Sydney TPD lawyers have helped thousands of locals secure the payouts they deserve. Here’s what you can expect when you work with us:

      • Dedicated TPD lawyers: our legal team focuses exclusively on TPD claims. We know the process inside and out — from interpreting complex insurance policies to gathering the right evidence for a strong case. This expertise means your claim is handled faster and more efficiently, so you receive your TPD benefit sooner.
      • Convenient location: our Sydney office is conveniently located in the heart of the CBD. We also offer consultations over the phone or via video chat. If you’re unable to travel, our TPD lawyers can even come to you.
      • TPD Fee Guarantee: we offer an industry-first TPD Fee Guarantee. That means your fees are fixed from the start, we cover all claim-related costs (including medical evidence), and if we don’t win — you’ll never get a bill from us.
      • 30-day risk-free trial: try our services for 30 days with zero financial risk. Cancel anytime during this period, and you’ll pay nothing.
      • Financial strength: we have locations across the country — not just in Sydney. That means you get the personal touch of a local firm, backed by the financial strength of a national one. Insurers might have deep pockets, but with our experienced TPD lawyers on your side, you’ll have the support you need to level the playing field.

      Thinking about making a TPD claim? Contact our lawyers today. Your first consultation is completely free.

      Am I eligible to make a TPD claim?

      Despite the name, you don’t need to be bedridden or confined to a wheelchair to qualify for a TPD claim — you just need to meet the terms of your specific policy.

      Many TPD policies only require proof that you can’t do your usual job or any job suited to your education, training, and experience. For example, if you’ve worked in construction your entire career, you might still have a TPD claim even if doctors say you can work in an office.

      Like any contract, TPD policies are open to interpretation — and insurance companies often interpret them in ways that benefit them, not you. That’s where we step in. Our experienced Sydney TPD lawyers will review your policy, explain what you’re entitled to, and help you understand your claim — all completely free of charge.

      What conditions can I claim for?

      You can make a TPD claim for any condition that permanently affects your ability to work. Some of the most common conditions include:

      • Heart conditions.
      • Back or spinal cord injuries.
      • Chronic health conditions (e.g. arthritis, diabetes, asthma).
      • Mental health conditions (e.g. PTSD, anxiety, depression).
      • Auto-immune disorders.
      • Cancer.
      • Degenerative conditions (e.g. Alzheimer’s, Parkinson’s).
      • Traumatic brain injuries.

      Don’t worry if your condition isn’t listed here. If you’re permanently unable to work, you’re probably entitled to compensation. To confirm whether your condition qualifies, simply reach out today. Our expert TPD lawyers can assess your situation for free, either over the phone or at our convenient Sydney office.

      Your TPD claim process: what to expect

      While each TPD claim is unique, your claim will likely go through the following steps:

      During a free consultation, you’ll speak with one of our specialist TPD lawyers about your situation. In most cases, the lawyer you consult with will be the one who handles your claim from start to finish, ensuring you get personal service and consistent support every step of the way.

      Our experienced TPD lawyers will collect your medical records and review your insurance policy in detail. Each policy has unique terms — including how pre-existing conditions and age may affect your payout — but we’ll help you cut through the complex legal jargon and explain exactly how much you’re entitled to claim.

      We may also speak with your treating doctors to gain a deeper understanding of your condition. In some cases, we’ll connect with your family and friends to get a complete picture of how your condition affects your daily life. This thorough approach ensures we build the strongest possible case for your TPD claim.

      Your lawyer will provide free, expert advice on what you’re entitled to and the best way to move forward with your TPD claim. They’ll also assess whether you have other potential claims, such as income protection or common law damages, which can significantly boost your overall compensation. This comprehensive approach ensures you receive the maximum compensation possible for your condition.

      We’ll gather strong evidence of your condition from sources like your doctors, specialists, the ATO, WorkCover, and Centrelink. At the same time, we’ll use our national network of medical experts to provide expert testimony that further strengthens your claim. Once all the evidence is collected, we’ll refine your case, complete the required claim forms, and submit them directly to your super fund.

      With our proven negotiation skills and a 98% success rate, you’re likely to receive your TPD benefit quickly. However, if your super fund is delaying your claim, we have effective strategies to push them into action. And if necessary, we’re fully prepared to take your claim to court to ensure you get the compensation you deserve.

      Meet the team

      At Monaco, you’ll have a dedicated TPD lawyer supporting you every step of the way. Our lawyers focus solely on TPD claims, making them true specialists who will secure your maximum benefit as efficiently as possible.

      But you won’t be relying on just one expert — your lawyer is backed by a tight-knit legal team working together to achieve the best possible outcome for you.

      Get to know your future team below.

      Daniella Dababneh
      Senior Associate
      • English, Arabic
      • Superannuation, TPD, Life Insurance
      View full bio
      Amarni Al Skef
      Solicitor
      • English, Arabic
      • Superannuation, TPD, Life Insurance
      View full bio
      Leon Monaco
      Managing Partner
      • English, Russian
      • Workers Compensation, TPD, Motor Vehicle Accidents, Public Liability
      View full bio
      Meet more of the team

      Frequently asked questions about TPD lawyers and claims

      A skilled TPD lawyer can help with every step of your claim, including:

      • Understanding your policy: TPD policies can be complex and terms often vary between policies. For example, depending on your policy, ‘permanently disabled’ might mean you’re physically unable to work again, or just unable to return to the specific field you’re trained in. An expert lawyer understands these nuances and will ensure your claim aligns with your policy’s specific definitions.
      • Meeting policy requirements: each policy has unique conditions, such as waiting periods and specific medical evidence requirements. A lawyer will ensure you meet every requirement, giving your claim the best chance of success.
      • Gathering evidence: your lawyer will collect medical reports, expert opinions, and other critical evidence to support your claim. They’ll also challenge any conflicting evidence from insurers.
      • Covering costs: if you work with a No Win No Fee firm like Monaco, we cover upfront expenses like medical assessments and legal fees, so you’re never a cent out of pocket.
      • Avoiding delays: insurers sometimes delay claims unfairly. A skilled lawyer knows their tactics and exactly how to fast-track the process.
      • Handling disputes: if your claim is denied or disputed, a lawyer can negotiate with the super fund or challenge their decision.
      • Maximising payouts: your lawyer will check for additional claims like income protection or workers compensation, so you get the most compensation possible.

      We know that many people avoid hiring a TPD lawyer because they’re worried about the cost. That’s why we offer an industry-first TPD Fee Guarantee, so you can expect:

      • No financial risk: you pay nothing unless we don’t win your claim. Unlike other firms, our guarantee includes more than just our own legal fees — it covers every cost related to your claim.
      • Fixed fees: many firms charge by the hour, causing clients stress and anxiety. But we believe that’s unfair, so we offer fixed fees on every TPD claim. You’ll know exactly what your claim will cost from the start.
      • No upfront costs: we cover expenses like legal fees, medical reports, and expert consultations, ensuring you get the best representation at no upfront cost.
      • 30-day risk-free trial: try our services for 30 days, obligation-free. If you’re not satisfied, you can cancel anytime without paying a cent.

      To learn more, head to our guide to TPD claim fees or reach out to our expert TPD lawyers today. Your first consultation is completely free.

      Most TPD claims take about 6 months from lodgement to completion, though complex cases can stretch to 12 months. The timeframe depends on:

      • The size of your claim: the larger your benefit, the more evidence the insurer may take to require.
      • How severely you’re injured: serious conditions need more evidence and insurers are more likely to request additional assessments of your condition.
      • The terms of your policy: if your policy’s definition of TPD is broader, this may speed up your claim; while if it’s stricter, your claim may be delayed by extra evidence requirements or medical tests.
      • How well your claim is prepared: it’s vital to work with an expert TPD lawyer to ensure your claim is properly prepared and avoid unnecessary delays. We’ll also help you challenge unfair insurer requests, ensuring they don’t drag your claim on for years.

      Our expert Sydney TPD lawyers know how to keep your claim on track and push back against insurer delays. Contact us today for a free consultation.

      See more FAQs

      Get free legal advice

      Find out if you have a claim today.

      Start your claim check Make an enquiryCall 1300 769 665
      Google
      4.8/5
      StarStarStarStarStar
      Based on 266 reviews on Google
      Open

      What's on this page

      Close

      What our clients say

      When you walk through our doors, our top priority is to help you as much as we can. This commitment is shown in over 200 5-star reviews.

      Google
      4.8 out of 5
      StarStarStarStarStar
      Based on 266 reviews on Google
      Viewing content for GPS Australia
      Read more reviews
      StarStarStarStarStar

      Monaco made the process easy for me, I wouldn't have succeeded on my own.

      My experience with Monaco has been very good. Having commenced my TPD super claim myself, I soon was overwhelmed by the requirements. Although my claim was pretty small compared to others which make headlines, Monaco offered their services on a no win no fee basis.

      Google Posted by Cephas G
      Read more
      StarStarStarStarStar

      They took care of every detail, supporting me every step of the way.

      The team at Monaco Solicitors are outstanding. I was broken and had no capacity to lodge a claim. My toxic employer had me believe I was worthless. My medical expenses were adding up and I could not access treatment due to the cost. Daniella Dababneh and her team stepped in and nurtured me through the complicated process of lodging my TPD claim.

      Google Posted by Aldo Virzi
      Read more
      StarStarStarStarStar

      Today, after only 8 weeks, I got the best news: my claim was successful!

      Today I received the best call of my life. It’s finally here, and I couldn’t be happier! I was referred to Monaco solicitors by my sister in law after sustaining work injuries. From the moment I contacted them the whole process was easy and I was always well informed.

      Google Posted by Cherie Mundkowski
      Read more
      StarStarStarStarStar

      Monaco's help reduced a 12-month process to just a few months.

      My father originally found Monaco online for super claims,. They had discussed with him in great detail the processes and had been kind and very helpful a few years ago. When needing help with my mothers super claim I knew I could trust Monaco again.

      Google Posted by Carlee Ward
      Read more
      StarStarStarStarStar

      Thank you for accomplishing so much in such a short time.

      Great communication, empathy and understanding. My case worker Daniella was a saint, understanding and patient and always passing on any updates in record time.

      Google Posted by Danial Anderson
      Read more
      StarStarStarStarStar

      Good result! We had a complicated claim but they got the job done.

      My brothers and I had a complicated claim. I found Ben Ralph to be very helpful, himself and Sally Sutton worked hard for just over a year to get through our claim. They achieved a good result and got the monies paid to myself and my brothers.

      Google Posted by Sarah Pagel
      Read more
      StarStarStarStarStar

      I knew it from the very first phone call: I had found a compassionate law firm.

      Monaco Solicitors, I have no hesitation in recommending Daniella Dababneh and her team. After I suffered a serious workplace accident, I was in need of legal help.

      Google Posted by Scott Holden
      Read more
      StarStarStarStarStar

      They helped me juggle my injury claim and my mum's full-time care.

      I highly recommend Monaco Solicitors. I was claiming PI through my superannuation for workplace injuries. They were doing a no win no fee which was great as I am a carer for my mum and don’t earn much.

      Google Posted by Ellen Smith
      Read more
      StarStarStarStarStar

      Monaco helped me get much more compensation than I expected.

      Monaco Lawyers helped me to receive compensation for an ongoing injury I sustained after I was simply driving home from work and was driven into head on by an incompetent and negligent driver who I believe was texting at the time of the accident.

      Google Posted by Debby McDonald
      Read more
      StarStarStarStarStar

      I can't recommend Monaco enough for their help in securing my future financially.

      Monaco Solicitor’s helped me get the best outcome financially for my future after work place injuries left me unable to return to work, my WPI claim was handled by Medea, Jo and Chantel for the main part and although stressful for me at times they always reassured me and kept me up to date throughout the whole process.

      Google Posted by Adam Russo
      Read more

      Contact our expert TPD Lawyers in Sydney today

      Email us 1300 769 665

      We have the experience you can count on

      98%
      SUCCESS RATE
      25
      YEARS EXPERIENCE
      9,403
      CLAIMS WON
      $650m
      COMPENSATION PAYOUTS

      Darren's Story

      2:18m watch

      Darren got a response within an hour. “Monaco took the stress out of everything.”

      Get free legal advice

      Use our online claim checker to instantly find out if you have a claim. Alternatively, just give us a ring — our expert lawyers are always ready to answer your questions.

      Start your online claim check Call 1300 769 665 Email us