Monaco Compensation LawyersMonaco Compensation Lawyers
Call Menu Close
    Search Cross
    Close
    Viewing content for gps Australia
    Contact us
    Monaco Compensation Lawyers
    1300 769 665Contact us
    Search
    Search
      close
      Search
      Close
      Google
      StarStarStarStarStar
      4.8/5 based on 264 reviews on Google
      Viewing content for gps Australia

      If an injury or illness has left you permanently unable to work, a Total and Permanent Disability (TPD) claim can provide vital financial support. Depending on your situation, you could get a significant lump sum payment. Many people in Perth already have TPD insurance through their super policy, so you might be eligible without even knowing it.

      However, making a TPD claim isn’t as straightforward as just having TPD insurance — you’ll need to meet the specific requirements of your policy. That’s where an expert TPD lawyer can help.

      Why choose our TPD lawyers?

      For over 25 years, our Perth TPD lawyers have been helping locals get the compensation they deserve. Here’s why we’re the right choice for you:

      • Dedicated TPD lawyers: our team focuses solely on TPD claims, meaning we know the process inside and out. We’ll help you understand your insurance policy, collect key evidence, and make sure your claim is handled with care and efficiency.
      • Convenient location: our Perth office is conveniently located in the CBD. If you can’t make it in, we offer phone and video consultations. We can also visit you at home if you’re unable to travel.
      • TPD Fee Guarantee: with our TPD Fee Guarantee, your legal fees are fixed from the start. We also cover all upfront costs, including medical assessments and expert reports. And if we don’t win your claim, you won’t owe us anything.
      • 30-day risk-free trial: your claim comes with a 30-day trial period, so you can decide if we’re the right fit for you. If you cancel during this time, there’s no charge.
      • Financial muscle: on top of our Perth offices, we have locations nationwide. This means you get the strength and resources of a national firm, with the personal touch of a local team.

      Thinking about making a TPD claim? Contact us for a free consultation — we’re here to help every step of the way.

      Am I eligible to make a TPD claim?

      You don’t need to be bedridden or in a wheelchair to make a TPD claim — you just need to meet your policy’s criteria.

      For example, many TPD policies only require proof that you can’t return to your regular job or any role that matches your skills, experience, and qualifications. So, if you’ve worked in construction all your life, you may still qualify for a TPD claim, even if doctors say you could do office work.

      Like any contract, TPD policies are open to interpretation. However, insurers often interpret them in ways that benefit them, not you. That’s where we come in. With over 25 years of experience, our Perth TPD lawyers specialise in interpreting policies and guiding you through every step of your claim.

      Get in touch today for your free consultation. Our expert lawyers will review your policy, clarify your entitlements, and help you through the claims process — at no cost to you.

      What conditions can I claim for?

      You can usually make a TPD claim for any condition that permanently affects your ability to work. Some of the most common examples include:

      • Heart conditions.
      • Back and spinal injuries.
      • Chronic illnesses e.g. arthritis, diabetes, or asthma.
      • Mental health conditions e.g. PTSD, anxiety, or depression.
      • Auto-immune disorders.
      • Cancer.
      • Degenerative conditions e.g. Alzheimer’s or Parkinson’s.
      • Traumatic brain injuries.

      Don’t stress if your condition isn’t here — as long as you’re permanently unable to work, it’s likely you have a TPD claim. Contact our Perth TPD lawyers today to find out if you qualify.

      Your TPD claim process: what to expect

      Each TPD claim is slightly different, but your claim will likely go through the following steps:

      In your free consultation, you’ll speak with one of our expert TPD lawyers about your situation. The lawyer you meet will usually be the same one managing your claim from start to finish, ensuring you receive personalised and consistent support every step of the way.

      Our experienced TPD lawyers will gather your medical records and thoroughly review your TPD insurance policy. Since every policy has specific terms — such as how pre-existing conditions or your age might impact your payout — we’ll break down those terms and explain exactly what you’re entitled to.

      We may also consult with your doctors to gain a clearer understanding of your condition. In some instances, we’ll speak with your family and friends to understand how your situation impacts your daily life. This comprehensive approach ensures we build the strongest possible case for your TPD claim.

      Your lawyer will provide expert advice on your entitlements and guide you through the next steps of your TPD claim. They’ll also assess other potential claims, like income protection or common law damages, to help maximise your total payout and ensure you receive the compensation you deserve.

      We will gather all the essential evidence for your claim by collaborating with your doctors, specialists, and organisations like the ATO, WorkCover, and Centrelink. Additionally, our lawyers will work with our network of medical experts to strengthen your case. Once we’ve gathered everything, we’ll prepare your claim, fill out the necessary forms, and submit them to your super fund.

      With our 98% success rate and proven negotiation skills, we’re committed to securing your TPD benefit swiftly. If your super fund tries to delay the process, we know how to handle their tactics and keep things on track. And if necessary, we’re fully prepared to take your case to court to ensure you receive the compensation you deserve.

      Meet the team

      At Monaco, you’ll have a dedicated TPD lawyer guiding you through every step of your claim. Our lawyers specialise solely in TPD claims, ensuring your case is handled efficiently and you receive the maximum benefit you’re entitled to.

      Your lawyer doesn’t work alone — they’re supported by a collaborative legal team, all focused on achieving the best possible result for your claim.

      Meet the team ready to support you below.

      Daniella Dababneh
      Senior Associate
      • English, Arabic
      • Superannuation, TPD, Life Insurance
      View full bio
      Amarni Al Skef
      Solicitor
      • English, Arabic
      • Superannuation, TPD, Life Insurance
      View full bio
      Leon Monaco
      Managing Partner
      • English, Russian
      • Workers Compensation, TPD, Motor Vehicle Accidents, Public Liability
      View full bio
      Meet more of the team

      Frequently asked questions about TPD lawyers and claims

      A skilled Perth TPD lawyer will help you at every step of your claim, guiding you through the process. This includes:

      • Understanding your policy: TPD policies can be complicated, with varying definitions you’ll need to meet. For instance, ‘permanently disabled’ could mean you’re unable to work at all or just unable to return to your specific job. An expert lawyer will help you navigate the exact terms of your policy and ensure your claim is properly aligned.
      • Meeting policy requirements: every policy has its own set of conditions, such as waiting periods and medical evidence requirements. Your lawyer will ensure all these are met to make your claim as strong as possible.
      • Gathering evidence: your lawyer will work closely with your doctors, specialists, and other experts to collect all necessary medical reports and evidence. They’ll also challenge any conflicting information the insurer may use to delay or deny your claim.
      • Covering costs: with our No Win No Fee guarantee, we cover all upfront costs, including legal fees and medical assessments — and there’s nothing to pay until we win your case. If we’re unsuccessful, you won’t be charged a thing.
      • Avoiding delays: insurers are known to try and delay claims, but an experienced lawyer knows how to push back and keep your claim moving forward.
      • Handling disputes: if your claim is denied, your lawyer will negotiate with the super fund or challenge their decision. If necessary, we’ll take your claim to court to ensure you receive the compensation you deserve.
      • Maximising payouts: your lawyer will explore all avenues for compensation, including your other potential claims like income protection or workers compensation. This ensures you get the maximum payout possible for your condition.

      We understand many people are concerned about how much hiring a TPD lawyer will cost — that’s why we offer an industry-first TPD Fee Guarantee. Here’s what you can expect:

      • No financial risk: you won’t pay anything unless we win your claim. And unlike other firms, our guarantee covers all costs involved in your claim, not just our legal fees.
      • Fixed fees: other firms charge by the hour, leaving clients uncertain about the cost of their claims. We think that’s unfair, so we offer fixed fees on all TPD claims. This means you’ll know exactly how much your claim will cost from the start.
      • No upfront costs: we cover all expenses, including legal fees, medical reports, and expert consultations. You won’t pay a cent until your claim unless your claim is successful.
      • 30-day risk-free trial: you can test our services for 30 days. If we’re not the right fit, you can cancel at any time during this period, free of charge.

      Want to find out more about how much TPD lawyers charge? Head to our guide to TPD claim fees, or get in touch with our expert TPD lawyers today. Your first consultation is totally free.

      Most TPD claims generally take around six months to process, though more complex cases can take up to 12 months. The timeline depends on a few key factors:

      • The size of your claim: if your benefit is larger, you’ll often need to provide more evidence to support your claim. It can take more time to compile this evidence, but also longer for the insurer to review it.
      • The severity of your injury: serious conditions may require additional assessments or supporting documentation, potentially slowing down the process.
      • The terms of your policy: if your policy has a broader definition of TPD, it may speed up the process. Stricter definitions may result in delays due to extra evidence or medical testing requirements.
      • How well your claim is prepared: an expert TPD lawyer can ensure your claim is well-prepared, pushing back against any unfair delays or requests from insurers.

      Our Perth TPD lawyers are skilled at overcoming insurer delays and keeping your claim on track. Get in touch today for a free consultation.

      See more FAQs

      Get free legal advice

      Find out if you have a claim today.

      Start your claim check Make an enquiryCall 1300 769 665
      Google
      4.8/5
      StarStarStarStarStar
      Based on 264 reviews on Google
      Open

      What's on this page

      Close

      What our clients say

      When you walk through our doors, our top priority is to help you as much as we can. This commitment is shown in over 200 5-star reviews.

      Google
      4.8 out of 5
      StarStarStarStarStar
      Based on 264 reviews on Google
      Viewing content for GPS Australia
      Read more reviews
      StarStarStarStarStar

      Monaco made the process easy for me, I wouldn't have succeeded on my own.

      My experience with Monaco has been very good. Having commenced my TPD super claim myself, I soon was overwhelmed by the requirements. Although my claim was pretty small compared to others which make headlines, Monaco offered their services on a no win no fee basis.

      Google Posted by Cephas G
      Read more
      StarStarStarStarStar

      They took care of every detail, supporting me every step of the way.

      The team at Monaco Solicitors are outstanding. I was broken and had no capacity to lodge a claim. My toxic employer had me believe I was worthless. My medical expenses were adding up and I could not access treatment due to the cost. Daniella Dababneh and her team stepped in and nurtured me through the complicated process of lodging my TPD claim.

      Google Posted by Aldo Virzi
      Read more
      StarStarStarStarStar

      Today, after only 8 weeks, I got the best news: my claim was successful!

      Today I received the best call of my life. It’s finally here, and I couldn’t be happier! I was referred to Monaco solicitors by my sister in law after sustaining work injuries. From the moment I contacted them the whole process was easy and I was always well informed.

      Google Posted by Cherie Mundkowski
      Read more
      StarStarStarStarStar

      Monaco's help reduced a 12-month process to just a few months.

      My father originally found Monaco online for super claims,. They had discussed with him in great detail the processes and had been kind and very helpful a few years ago. When needing help with my mothers super claim I knew I could trust Monaco again.

      Google Posted by Carlee Ward
      Read more
      StarStarStarStarStar

      Thank you for accomplishing so much in such a short time.

      Great communication, empathy and understanding. My case worker Daniella was a saint, understanding and patient and always passing on any updates in record time.

      Google Posted by Danial Anderson
      Read more
      StarStarStarStarStar

      Good result! We had a complicated claim but they got the job done.

      My brothers and I had a complicated claim. I found Ben Ralph to be very helpful, himself and Sally Sutton worked hard for just over a year to get through our claim. They achieved a good result and got the monies paid to myself and my brothers.

      Google Posted by Sarah Pagel
      Read more
      StarStarStarStarStar

      I knew it from the very first phone call: I had found a compassionate law firm.

      Monaco Solicitors, I have no hesitation in recommending Daniella Dababneh and her team. After I suffered a serious workplace accident, I was in need of legal help.

      Google Posted by Scott Holden
      Read more
      StarStarStarStarStar

      They helped me juggle my injury claim and my mum's full-time care.

      I highly recommend Monaco Solicitors. I was claiming PI through my superannuation for workplace injuries. They were doing a no win no fee which was great as I am a carer for my mum and don’t earn much.

      Google Posted by Ellen Smith
      Read more
      StarStarStarStarStar

      Monaco helped me get much more compensation than I expected.

      Monaco Lawyers helped me to receive compensation for an ongoing injury I sustained after I was simply driving home from work and was driven into head on by an incompetent and negligent driver who I believe was texting at the time of the accident.

      Google Posted by Debby McDonald
      Read more
      StarStarStarStarStar

      I can't recommend Monaco enough for their help in securing my future financially.

      Monaco Solicitor’s helped me get the best outcome financially for my future after work place injuries left me unable to return to work, my WPI claim was handled by Medea, Jo and Chantel for the main part and although stressful for me at times they always reassured me and kept me up to date throughout the whole process.

      Google Posted by Adam Russo
      Read more

      Contact our expert TPD Lawyers in Perth today

      Email us 1300 769 665

      We have the experience you can count on

      98%
      SUCCESS RATE
      25
      YEARS EXPERIENCE
      8,967
      CLAIMS WON
      $650m
      COMPENSATION PAYOUTS

      Darren's Story

      2:18m watch

      Darren got a response within an hour. “Monaco took the stress out of everything.”

      Get free legal advice

      Use our online claim checker to instantly find out if you have a claim. Alternatively, just give us a ring — our expert lawyers are always ready to answer your questions.

      Start your online claim check Call 1300 769 665 Email us