Google
StarStarStarStarStar
4.8/5 based on 308 reviews on Google

What is a concussion claim?

A concussion is a type of mild traumatic brain injury, usually caused by a sudden blow or jolt to the head. Across Australia, around 170,000 concussions occur every year, with more than half happening during sport.

While many people recover within a few weeks, others suffer headaches, dizziness, memory problems, and mood changes for months or even years. These symptoms can have a serious impact on your work, relationships, and everyday life.

If you’ve suffered a concussion, you may be able to make a concussion claim (sometimes called a concussion injury claim). A successful claim provides financial support for things like medical treatment, rehab, lost income and your pain and suffering. 

Some of the most common concussion claims include:

Over the years, our concussion injury lawyers have helped hundreds of people secure the compensation they deserve, and we’re here to support you too.

It’s worth noting that if you’ve suffered a skull fracture, bump, or another type of head injury without brain damage, you may have a head injury claim instead

Start your free online claim check

Find out if you’re eligible for a concussion injury claim today.

Check your claim nowIt only takes 2 minutes.

Can I make a concussion injury claim?

If you’re thinking about making a concussion claim, there are a few requirements you’ll need to meet first. The rules aren’t the same for every type of claim, so just pick your claim type below to see what applies to you.

You can make a workers comp concussion claim if you’re injured at work or in the course of work duties. It doesn’t matter:

However, if your concussion happened because of your employer’s negligence, you could get a lump sum payout through a common law damages claim.

Common examples of employer negligence at work include failing to provide proper safety equipment, inadequate training, or poorly-maintained tools or machinery.

If you suffered a concussion due to employer negligence, get in touch today. Common law claims can result in much larger payouts than standard workers comp claims, but they also require strong evidence directly linking your concussion to your employer’s actions. In a free consultation, our concussion injury lawyers will walk you through your options and the best strategy for proving your claim.

All registered vehicles in Australia must have Compulsory Third Party (CTP) insurance, also called a ‘Green Slip’ in NSW. If you’ve suffered a concussion in a road accident, CTP insurance may allow you to claim compensation.

The rules vary depending on where the accident happened:

  • NSW, Victoria, Tasmania, the ACT and the Northern Territory: you may be able to claim even if the accident was your fault.
  • Queensland, South Australia and Western Australia: you’ll generally need to prove another driver was at fault to be eligible.

Keep in mind, if you’re in a no-fault state but someone else caused the accident, you can still make a fault-based claim for additional compensation.

You may be able to make a public liability claim if you suffered a concussion after slipping and falling on public, private, or rental property. This could be anything from a shopping centre or supermarket to a public park, footpath or even an Airbnb.

To be eligible, you generally need to meet four key criteria:

  1. You’ve suffered a loss: Your concussion must have resulted in a loss, like medical bills, lost wages, or pain and suffering (the negative impact of the injury on your life).
  2. It wasn’t your fault: The concussion must have been caused by someone else’s actions, not your own.
  3. A duty of care existed: The person who caused your concussion had a legal responsibility to keep you safe, but failed to do so. Examples include a supermarket failing to promptly clean up a wet floor or a shop owner leaving loose cables in customer walkways.
  4. Negligence must be proven: You’ll need evidence that the other person acted carelessly or didn’t take the precautions a reasonable person would have.

Every concussion claim is unique, so it’s important to speak with a concussion lawyer who specialises in slip and fall or sporting injury claims. We can assess your situation and help determine if you’re entitled to concussion compensation, free of charge.

What if my concussion happened during a sport or recreational activity?

If you’ve suffered a brain injury while playing a sport or taking part in a recreational activity (like jet-skiing or skiing), you might have a public liability claim. However, the rules are slightly different from those for standard public liability claims.

Because these activities are considered high-risk, you’ll usually need to show that proper precautions weren’t taken. That could mean:

  • For sports: Faulty or poorly maintained equipment, or another player acting recklessly.
  • For recreational activities: Defective gear, or careless actions by an instructor, driver, or operator.

What if I signed a waiver?

Don’t let a waiver stop you from checking your options. Even if you signed one, you may still be able to claim. Waivers usually only cover injuries from known risks — they don’t protect someone if their negligence caused your concussion.

What types of concussion injuries can I claim for?

You can claim for any concussion injury that happens at work, in a car accident, or because of someone else’s negligence.

Some of the most common concussion injuries we’ve helped our clients claim for include:

  • Post-Concussion Syndrome (PCS): Ongoing symptoms like headaches, fatigue, and difficulty concentrating.
  • Cognitive difficulties: Memory loss, slowed thinking, or trouble with problem-solving.
  • Emotional and behavioural changes: Anxiety, depression, irritability, or mood swings.
  • Physical symptoms: Dizziness, vision problems, sensitivity to light or noise, or balance issues.
  • Sleep disturbances: Insomnia or excessive drowsiness after the injury.
  • Recurring headaches or migraines: Especially when they interfere with work or daily life.

Don’t see your injury listed here? That doesn’t mean you can’t claim. Our concussion injury lawyers can review your situation and explain whether your condition qualifies for compensation — free of charge.

Can I claim for a mild concussion?

The short answer is yes — in certain circumstances. Even if your concussion is considered mild, you may still be able to claim compensation depending on:

  • Medical treatment required: Even a mild concussion may require visits to a doctor, specialist, or physiotherapist.
  • Time off work: If your concussion affects your ability to work your normal hours.
  • Impact on daily life: Difficulty concentrating, headaches, fatigue, or other lingering symptoms can affect your ability to manage daily tasks.
  • Long-term effects: Sometimes, a mild concussion can develop into Post-Concussion Syndrome, where symptoms persist and impact your life for much longer.

If you’ve suffered a concussion, it’s important to see a doctor — even if your symptoms feel mild. Getting medical care not only helps your recovery but also creates a clear record of your diagnosis and symptoms. This can be crucial evidence for a future concussion claim, especially if your symptoms persist or worsen over time.

If your concussion is affecting your work, finances, or daily life, reach out to us. Our experienced lawyers can review your situation for free and explain whether you’re eligible for concussion compensation.

What is the average settlement for a concussion?

Across Australia, there’s no ‘average’ settlement for a concussion injury. Instead, the compensation you receive depends on a range of factors, such as:

  • The type of claim you’re making.
  • The seriousness of your concussion. For example, Post Concussion Syndrome claim amounts are often higher than compensation for a mild concussion.
  • Your income before the accident.
  • Whether you can return to work, and in what capacity.
  • Your age and future earning potential.
  • The compensation laws in your state or territory.

If your concussion is milder, you may be entitled to weekly payments to cover lost wages and medical expenses. But if your concussion leads to long-term or permanent issues, you could be eligible for a larger lump sum payout.

Keep reading to see what compensation might look like across the most common types of concussion claims.

Concussion compensation calculator

Your concussion compensation is calculated differently depending on what type of claim you’re making. Let’s break this down in more detail.

If your concussion happened at work, you may be entitled to three types of workers compensation payments.

Basic weekly workers compensation payments

Your basic weekly workers compensation payments include:

  • Weekly payments: Usually covering up to 95% of your pre-injury income while you recover.
  • Medical expenses: Doctor visits, hospital care, scans, and prescribed medication.
  • Rehabilitation and support: Such as physio, counselling, or occupational therapy to help you return to normal life.
  • Travel costs: Reimbursement for getting to and from medical appointments.

Lump sum payments

If your concussion leads to a permanent injury, you may also be entitled to a lump sum payment on top of your standard workers compensation.

In most states, you’ll need to get your Whole Person Impairment (WPI) or Degree of Permanent Impairment (DPI) assessed. This is a medical rating of how much the concussion has permanently affected your life.

Each state sets its own rules and thresholds, meaning you’ll usually need to meet a minimum level of impairment before claiming a lump sum workers comp concussion settlement.

StateMinimum WPI threshold
New South Wales• Physical injuries: 11%
• Psychological injuries: 15%
Victoria• Spinal injuries: 5%
• Other physical injuries: 10%
• Psychological injuries: 30%
Queensland0%
South Australia• Physical injuries: 5%
• Psychological injuries: no lump sum available
Western Australia0%
Tasmania• Physical injuries: 5%
• Psychological injuries: 10%
Northern Territory5%
Australian Capital Territory0%

For a deeper breakdown of how this process works, see our complete guide to workers compensation claims for permanent impairment.

Common law damages

If your concussion was caused by your employer’s negligence, you may be able to pursue a common law damages claim. Unlike standard weekly workers compensation, this type of claim can lead to a much larger lump sum payout — sometimes hundreds of thousands of dollars, or even millions in the most severe cases.

In addition to your basic workers compensation entitlements, a successful common law claim may cover: 

  • Future lost income and superannuation: If your concussion prevents you from returning to your usual work.
  • Ongoing medical and rehab costs: Specialist treatment, therapies, and support services.
  • Pain and suffering: Compensation for the toll your concussion has taken on your mental health, well-being, and quality of life (available in some states).

Depending on your situation, concussion compensation may cover:

  • Lost income: Including future lost earnings if you can’t return to work.
  • Care and support: Help from professionals or family, plus support if you can no longer look after a dependent.
  • Out-of-pocket expenses: Medical treatment, travel to appointments, and modifications to your home or vehicle.
  • Pain and suffering: Recognition of the physical and emotional toll your concussion has had on your life.

How is pain and suffering compensation calculated?

Unlike medical expenses or lost wages, there’s no fixed dollar amount for pain and suffering in car accident concussion claims. Instead, it’s assessed on how much your concussion has affected your day-to-day life: physically, emotionally, and mentally.

Because these payouts can be substantial, most states require you to meet a minimum impairment threshold before you can claim.

This threshold is measured through an independent medical or psychological assessment. Depending on your state, it may be called a Whole Person Impairment (WPI) or an Injury Scale Value (ISV). The more severe and long-lasting your concussion symptoms, the higher your potential compensation. However, each state also sets a legal cap on how much you can receive for pain and suffering.

Check the table below to see the minimum injury thresholds and maximum payouts in your state. These figures are current as of October 2024 and are indexed each year for inflation.

StateRequirements for claiming non-economic lossMaximum compensation for non-economic loss
NSWYour injury must be assessed at over 10% WPI.$654,000
VictoriaYou must have either:
• 30% WPI or
• A serious injury certificate from the Transport Accident Commission
$663,580
QueenslandYou must have an ISV of 1 or higher.$456,950
South AustraliaYou must have an ISV of 11 or higher.$405,780
Western Australia• Your injury must be assessed at over 5% Whole Person Impairment (WPI), and
• Your claim must be worth over $25,500. This amount increases every year with inflation.
$485,000
TasmaniaYour claim must be worth more than $7,000. This minimum value increases every year due to inflation.No cap on damages.
ACTNo requirements for claiming non-economic loss.No cap on damages.

If you’d like clarity on what you’re entitled to, our concussion claim lawyers are here to help. We’ll review your situation, explain your rights, and guide you through the process — all in a free initial consultation.

Depending on your circumstances, your concussion compensation may include:

  • Lost income and superannuation: covering both past losses and your future earning capacity.
  • Care and support: for your own needs or for dependents who rely on you.
  • Additional expenses: such as medical treatment, travel costs, or necessary modifications to your home or vehicle.
  • Pain and suffering: recognising the physical, emotional, and mental toll of your injury.

How is pain and suffering compensation calculated?

When it comes to slip and fall concussion claims, there’s no universal payout figure for pain and suffering. Instead, the amount depends on the personal impact of your concussion: things like ongoing headaches, memory problems, mood changes, or how much it limits your ability to work and enjoy life.

Because these claims can lead to large payouts, the law in most states requires you to meet a minimum level of permanent impairment before you can claim.

This usually means undergoing a medical assessment, where a doctor measures the lasting effects of your concussion. The outcome is given as a rating, called a Whole Person Impairment (WPI), Degree of Permanent Impairment (DPI), or an Injury Scale Value (ISV), depending on your state.

Each state also sets a cap on how much pain and suffering compensation you can receive, which is updated each year to keep up with inflation.

StateRequirements for claiming pain and suffering compensationMaximum compensation for pain and suffering
NSWAt least 15% of the Most Extreme Case (MEC).$761,500
QLDInjury Scale Value (ISV) of 1 or higher.No cap except for workers compensation claims ($442,195)
VICAt least 5% Whole Person Impairment (WPI) for physical injuries or 10% WPI for psychological injuries.$713,780
SAThe injury must have impacted you for over 7 days or your medical expenses reach the ‘prescribed amount’ (currently around $5,130).$478,500
WAMeet the minimum claim value (currently $25,500).No cap
TASMinimum claim value must be met (currently $7,000).No cap
ACTNoneNo cap

How to start your concussion injury claim

Every concussion personal injury claim is different, but these steps can help you get the financial and medical support you need:

See a doctor as soon as possible if you suspect a concussion. They can diagnose your injury, refer you to specialists, and provide medical certificates that are vital evidence for your claim. Don’t delay, as some symptoms can take time to appear but may cause lasting problems if untreated.

Write down how your symptoms affect your work, relationships, hobbies, and daily life. This record is powerful evidence to show the true impact of your concussion and can really strengthen your claim.

Speak with a lawyer who specialises in concussion insurance settlements. We can explain your rights, guide you through the process, gather evidence, speak to witnesses, and negotiate with insurers on your behalf. This gives the best chance of getting the compensation you deserve.

Meet the team

Our team use their extensive experience to increase your chances of success. We’ve won many awards for our work, including ‘Compensation Law Firm of the Year 2020 GBM Global Awards.’

Leon Monaco
Managing Partner
  • English, Russian
  • Workers Compensation, TPD, Motor Vehicle Accidents, Public Liability
Sachini Amarasinghe
Special Counsel
  • English
  • Medical Negligence, Public Liability
Medea Hanna
Senior Associate
  • English
  • Workers Compensation, Comcare, Dust Disease
Meet more of the team

How much will my concussion claim cost?

The cost of a concussion injury claim can vary depending on the type of claim and its complexity.

If your concussion occurred at work, your workers compensation claim may be fully funded by the relevant authority in your state, meaning we can help for free. For example, if you suffered a concussion at work in NSW, the Independent Review Office (IRO) funds your case.

For other types of concussion claims, we offer a genuine No Win No Fee guarantee. This means:

  • No upfront costs: We cover all legal fees, medical tests, and expert reports, so you won’t pay anything unless your claim is successful.
  • Transparent fees: You’ll receive a clear breakdown of all costs before we start work.
  • Avoid court costs: Most claims are settled through mediation, saving time, stress, and money.
  • Reduced legal fees: We often recover costs from the other party, meaning you keep more of your compensation.
  • 30-day trial: You can try our services for 30 days. Cancel anytime within this period, and you won’t owe a cent.
Find out more about our fees

Frequently asked questions

Yes, strict time limits apply to concussion claims, but the exact deadline depends on the type of claim and which state you’re in.

If you’ve missed the deadline, don’t worry, our lawyers can help. We know the exceptions in each state and can apply on your behalf. Over the years, we’ve helped many clients get their claims back on track, even after delays.

Workplace concussion claims

You should report your concussion to your employer as soon as possible. Depending on your state, you typically have 6 to 12 months to lodge a workers compensation claim.

For common law damages claims, deadlines vary. Usually, you have three years from the date of injury or from when you discovered it was caused by your employer’s negligence.

Slip and fall or sports-related concussion claims

If your concussion happened in a public place or during a sport, the time you have to start court proceedings depends on your state. In some states, it’s usually three years from the date of the injury. In others, the clock starts when you first realise the injury was caused by someone else’s negligence.

Some states also have a ‘long stop’ rule, which is the absolute latest you can make a claim, even if you didn’t know the cause straight away. For example, in NSW and Victoria, this is 12 years.

Recently, courts have sometimes allowed athletes with concussions to make claims even after the long stop period. The key is acting quickly once you realise your injury is linked to someone else’s negligence.

Car accident concussion claims

For concussion injuries from car accidents, you must notify your state insurer promptly. Court proceedings generally need to start between 13 weeks and three years after the accident, depending on state law.

It’s not uncommon for a concussion to lead to mental health issues, such as anxiety, depression, or mood changes. These conditions often arise from the pain, limitations, or lifestyle changes caused by the brain injury, and they can significantly affect your recovery, work, and daily life.

You may be eligible for compensation for these psychological impacts as part of your concussion claim. To support your case, make sure you:

  • Tell your doctor about any new or worsening emotional or psychological symptoms.
  • Consult a psychiatrist or psychologist for assessment and treatment, and keep records of their reports.

Documenting both the physical and mental effects of your concussion ensures your claim reflects the full impact of the injury on your life.

Even if you had a pre-existing brain or head condition before your concussion, you can still make a claim. It doesn’t matter whether the concussion is entirely new or if the incident worsened an existing condition.

Under the ‘egg-shell skull’ rule, the person responsible for your injury is fully liable for all the effects, even if your injury ends up being more serious because of your pre-existing condition.

This means you could still get compensation for things like medical bills, lost income, and the physical or emotional impact of your concussion.

Yes, in many cases, you may be eligible for multiple claims for the same concussion injury. It depends on factors like your state, how severe your concussion is, and your ability to return to work.

When we review your case, we look at all possible avenues to make sure you receive the maximum compensation you’re entitled to. Many clients with concussion injuries end up having more than one claim, which can significantly increase the total payout.

Income protection claims

If your concussion has temporarily stopped you from working, you may qualify for income protection, which usually covers:

  • Monthly wage replacement.
  • Up to 75% of your normal income, including superannuation.
  • Payments for a set period (e.g. 2 years, 10 years, or until retirement).

Total and Permanent Disability (TPD)

If your concussion permanently prevents you from returning to work, you might be eligible for a Total and Permanent Disability (TPD) claim. Unlike income protection, TPD offers a large lump sum designed to support you long-term. Many superannuation policies include TPD coverage, so you may already have this protection without even knowing it.

What our clients say

When you walk through our doors, our top priority is to help you as much as we can. This commitment is shown in over 200 5-star reviews.

Google
4.8 out of 5
StarStarStarStarStar
Read more reviews
StarStarStarStarStar

For anyone facing medical negligence issues, I highly recommend Monaco.

I contacted Monaco in regard to a complex negligence claim. The team at Monaco were both approachable and professional. Their knowledge and commitment gave me confidence and a strong case, which ultimately led to a successful outcome.

StarStarStarStarStar

I am forever thankful! God bless you for being there for me whenever I called.

Monaco Compensation Lawyers are second to no-one. Anthony and his team were there for me every step of the way. When I got disheartened or down, I would make one phone call to the team at Monaco Solicitors, and they were there for me instantly—reassuring me and consoling me.

StarStarStarStarStar

They were always ready to help with paperwork and answer any questions.

The staff at Monaco solicitors are very respectful, courteous, knowledgeable and professional. They were always able to help me with the paperwork on my case and always available to assist with any questions I had. They explained all the details of the process as it came up. I have no hesitation in recommending them to anyone who has a medical issue.

Google Posted by Paulina Chapman
StarStarStarStarStar

Easy and supportive define my experience with Monaco.

My experience with Monaco Solicitors has been very rewarding. My solicitor was Lucy, who was so easy to communicate with throughout the process. On mediation, she was so supportive. I certainly would recommend Monaco Solicitors to anyone who feels they may have a potential Medical Negligence claim.

Google Posted by Carol Dillon
StarStarStarStarStar

Thank you for accomplishing so much in such a short time.

Great communication, empathy and understanding. My case worker Daniella was a saint, understanding and patient and always passing on any updates in record time.

StarStarStarStarStar

Good result! We had a complicated claim but they got the job done.

My brothers and I had a complicated claim. I found Ben Ralph to be very helpful, himself and Sally Sutton worked hard for just over a year to get through our claim. They achieved a good result and got the monies paid to myself and my brothers.

StarStarStarStarStar

I knew it from the very first phone call: I had found a compassionate law firm.

Monaco Solicitors, I have no hesitation in recommending Daniella Dababneh and her team. After I suffered a serious workplace accident, I was in need of legal help.

StarStarStarStarStar

They helped me juggle my injury claim and my mum's full-time care.

I highly recommend Monaco Solicitors. I was claiming PI through my superannuation for workplace injuries. They were doing a no win no fee which was great as I am a carer for my mum and don’t earn much.

StarStarStarStarStar

Monaco helped me get much more compensation than I expected.

Monaco Lawyers helped me to receive compensation for an ongoing injury I sustained after I was simply driving home from work and was driven into head on by an incompetent and negligent driver who I believe was texting at the time of the accident.

StarStarStarStarStar

They gave it their all and the result was even better than expected.

At all times during this long process, I felt supported by the solicitors and barrister assigned to me. At mediation, it became clear that my team were doing all they could to get the best possible outcome for me. At settlement, they did better than I expected.

Google Posted by Stafford Ray
Leon Monaco & team member

Why choose our concussion injury lawyers?

For more than 25 years, we’ve helped people with concussion injuries get the compensation they’re entitled to. When you work with us, we’ll always:

  • Clearly explain your rights and which claims you can make.
  • Help you access the treatment, support, and time off work you need.
  • Gather strong medical evidence to back up your claim.
  • Handle all negotiations with insurers so you don’t have to.
  • Appeal on your behalf if your claim is denied or the insurer is offering less than you deserve.
  • Identify any additional entitlements, like a TPD benefit.
  • Fight to secure compensation that reflects the real impact of your concussion on your life.

Speak to one of our friendly lawyers

Millions won for our clients

View more case results

$10 million

Concussion Injury Lawyer
Medical Negligence

Hospital pays substantial settlement to father left unable to walk or talk

Sam was a working father in sound health prior to undergoing surgery. Improper treatment by hospital staff left him unable to speak, walk or swallow. He requires...

Read more

$2.5 million

Concussion Injury Lawyer
Medical Negligence

Amy wins significant payout for hospital negligence during surgery — despite being warned of the risks

After a laparoscopic procedure to remove her ovaries and fallopian tubes, Amy* suffered a perforated bowel, leaving her unable to walk or work. We proved that the...

Read more

$2.5 million

Concussion Injury Lawyer
Medical Negligence

Midwife and hospital staff responsible for child’s chronic illness

Nadia was diagnosed with Cerebral Palsy at 18 months old. Her mother felt the hospital had been negligent during the birth. We helped prove their negligence and...

Read more

$1.5 million

Concussion Injury Lawyer
Medical Negligence

Esther wins $1.5mil settlement after hospital fails to find cancer

When Esther* went to a public hospital with groin pain, she underwent ultrasounds and x-rays, but the hospital failed to identify a suspicious mass. This negligence led...

Read more

$750,000

Concussion Injury Lawyer
Medical Negligence

Young mother gets payout for improper GP treatment

Sarah's doctor injured her nerve while attempting to remove a contraceptive implant. She was unable to work or care for her children. We helped Sarah win a...

Read more

$500,000

Concussion Injury Lawyer
Medical Negligence

Mary secures settlement for delayed cancer diagnosis in just 8 months

When doctors repeatedly missed diagnosing Mary’s* breast cancer, we tapped into our network of experts to swiftly secure the compensation she needed for her ongoing care. Mary...

Read more

$230,000

Concussion Injury Lawyer
Medical Negligence

Client secures out-of-Court settlement for botched surgery

A botched operation left our client bedridden and in constant pain. She also developed a psychological condition as a result. We proved that the surgeon was liable...

Read more

$850,000

Concussion Injury Lawyer
Medical Negligence

Both dentist and hospital held responsible for poor surgery aftercare

Liam was left with a painful infection after an improper tooth extraction. He sought treatment at a hospital, but staff there failed to diagnose his condition. Eventually,...

Read more

$550,000

Concussion Injury Lawyer
Medical Negligence

Hospital compensates mother after failing to recognise signs of foetal distress

Sarah lost oxygen to her brain during childbirth. Hospital staff had failed to recognise early signs of foetal distress and Sarah developed foetal hypoxia as a result....

Read more

$550,000

Concussion Injury Lawyer
Medical Negligence

After Nora’s husband died from bad medical advice, she successfully sued the hospital for her depression

Nora's husband, Jason, tragically died after a routine colonoscopy. She experienced severe depression after his loss and could not work or care for herself. We helped Nora...

Read more

We have the experience you can count on

98%
SUCCESS RATE
25
YEARS EXPERIENCE
9,403
CLAIMS WON
$650m
COMPENSATION PAYOUTS

Hannah's Story

2:37m watch

“Monaco got us an upfront payment to ease the financial strain.”

Get free legal advice

We offer a free consultation to assess your case, explain your options, and answer your questions. It's fast, confidential, and obligation-free.