If you've been injured by a medical professional, we'll get you justice and financial support. Our specialist lawyers use world-class evidence to build your medical negligence case.
Injured because of someone else's negligence? From slip-and-falls to animal attacks, and even accidents in rental homes—public liability covers more than you might think.
Sick and unable to work? A superannuation claim can help. Our experts analyse your policy and find every benefit you're entitled to, including TPD and income protection. We also handle super death benefits claims, and can assist if your loved one has recently passed away.
Careless drivers, defective vehicles, dangerous streets — however you're injured on the road, our award-winning team can help. We use decades of experience and expert evidence to get you maximum compensation for your claim.
Losing a loved one is always difficult, especially if you feel your inheritance is unfair. For 25 years, our specialist lawyers have helped Australians secure their rightful inheritance.
If you’ve been injured in a crash, a car accident claim can provide the financial support you need to recover and move forward.
A successful claim does more than just cover your medical bills — it can include financial support for lost wages, pain and suffering, and the overall impact of the injury on your life. Your exact entitlements depend on which state you’re in and whether you were at fault.
Keep reading to learn more about car accident injuries and compensation, including whether you’re eligible and how much you could receive. If you’d prefer to speak with an expert car accident lawyer today, simply get in touch. We’re always ready to provide free advice on your situation.
Can I claim compensation for a car accident?
Start your free online claim check
Find out if you’re eligible for car accident compensation today.
There are two types of car accident injury claims: CTP claims and common law damages claims. Each provides different types of compensation, so knowing what you’re entitled to is key to securing the full payout you deserve.
CTP car crash injury compensation
If you’ve been in a car accident, you may be able to make a claim through your Compulsory Third Party (CTP) insurance. It’s also known as a ‘Green Slip’ in NSW. This insurance helps cover medical expenses, lost income, and long-term care if your injuries are severe.
In NSW, Victoria, Tasmania, the ACT, and the Northern Territory, you can claim basic CTP compensation regardless of who caused the accident. However, in Queensland, South Australia, and Western Australia, you’ll need to prove that another driver was at fault to receive car accident injury compensation.
Common law car accident compensation
If you’re in a state that allows at-fault CTP claims and the accident wasn’t your fault, you may be eligible to file a common law damages claim.
Unlike standard CTP compensation, this type of claim covers the full financial, emotional, and psychological impact of your injury.
Depending on your state, you may need to meet a minimum level of impairment before making a common law damages claim.
To find out if you’re eligible for a common law claim, chat with one of our car accident claim lawyers today.
How much car injury compensation will I get?
In NSW, the compensation you can claim after a car accident depends on whether you’re making a no-fault CTP claim or a common law damages claim.
No-fault CTP claims
Your compensation is based on how severe your injuries are. ‘Threshold’ injuries are less severe injuries, while ‘non-minor’ injuries are typically more serious.
If you have a threshold injury, you may be entitled to:
Weekly income support if you’re unable to work.
Coverage for medical treatments, hospital stays, and rehab.
Paid assistance with domestic tasks, whether from professionals, friends, or family.
These include:
Major physical trauma (e.g., fractures, nerve damage, brain injuries).
Diagnosed psychiatric conditions (e.g., PTSD, depression, or anxiety disorders).
If your injury is classified as non-minor, you may be eligible for:
Ongoing income support.
Medical, hospital, and rehabilitation cost coverage.
Domestic assistance, such as in-home care or support services.
The category your injury falls into plays a huge role in determining how much compensation you get. That’s why it’s crucial to seek legal advice before starting your claim. Our car accident injury lawyers will ensure your injuries are fairly assessed, so you receive the full compensation you’re entitled to.
Common law damages claims
The amount of compensation you can claim depends on the impact of your injuries. You may be eligible for:
Lost wages if you're unable to work.
Compensation for your reduced future work capacity.
Payments for pain, suffering, and emotional distress.
Coverage for a shortened life expectancy.
Since non-economic damages don’t have a fixed value, you could receive a substantial lump sum payout.
To secure the full compensation you’re entitled to, it’s crucial to have a top-rated car accident lawyer on your side.
We collaborate with leading medical experts to ensure your claim accurately reflects the impact of your injury on your health, finances, and future. And if your insurer tries to lowball you, we have the experience and resources to fight for the full payout you deserve.
What other car accident claims could I have?
Beyond your CTP and common law claims, you might be entitled to even more compensation.
If you were driving for work or commuting when your accident occurred, you might be entitled to a workers compensation claim. These offer weekly payments to cover:
Lost wages: up to 95% of your pre-injury income.
Medical expenses: covering treatments, hospital care, and medications.
Rehabilitation: access to therapy and recovery support.
Travel costs: reimbursement for medical-related trips.
If your injury results in permanent impairment, you may also qualify for a lump sum payout. Additionally, if employer negligence played a role, you could have a workplace common law damages claim.
If the car accident has left you temporarily unable to work, you may be eligible for income protection payments through your superannuation. Depending on your policy, you could receive:
Monthly payments to replace lost income.
Up to 75% of your pre-injury earnings, including super contributions.
Financial support for a set period — this could be a few years or even until retirement.
Unsure about your coverage? Our car accident lawyers can review your policy and help you understand your entitlements.
If your car accident injury has left you unable to work permanently, you may qualify for a Total and Permanent Disability (TPD) claim.
Unlike income protection or workers compensation, TPD benefits come as a one-time lump sum payment to help secure your long-term financial stability. Many superannuation policies include TPD insurance automatically, meaning you could already have coverage without realising it.
How to file a car accident claim
How you file a car accident claim varies based on where you live and who was at fault.
If you were responsible for the accident and live in a state where at-fault claims are allowed, you’ll need to submit your claim to your own insurer, along with any necessary documents like medical reports.
On the other hand, if someone else caused the accident, the process changes a bit:
Before you begin your car accident claim, it’s smart to consult with a lawyer who specialises in car accidents. We can evaluate your potential compensation, identify any additional claims you may be entitled to, like workers compensation or TPD, and help you secure the maximum possible payout for your injuries.
During a free consultation, we’ll walk you through the entire process, ensuring you understand your rights and the compensation you’re entitled to.
Gathering expert evidence is crucial when filing a car accident claim, particularly for fault-based CTP claims. It’s important to show not only the extent of your injuries but also to prove the other party’s responsibility.
Our car accident lawyers have the expertise to know exactly what evidence you need and work closely with medical and liability professionals to create a strong case for you. Plus, we take care of all the upfront costs for expert evidence, and you won’t pay unless we win your case.
Once you have the necessary evidence, your lawyer will assist in submitting your CTP claim to the insurer of the at-fault party. If you’re eligible for additional compensation through a common law damages claim, they will initiate the legal process to pursue that as well.
The insurer will notify you about the status of your claim. If it’s approved, you should start receiving weekly payments right away. If your claim is denied or you’re offered less compensation than expected, your car accident lawyer will help you challenge the decision and appeal the insurer’s offer.
If a common law damages claim is filed, you’ll need to attend a mandatory pre-court mediation with the insurer. Your car accident lawyer will take care of all negotiations to ensure the process runs smoothly.
While many cases settle at mediation, if the insurer doesn’t offer a fair settlement, we’re ready to take your case to court and fight for the compensation you deserve.
How to find a lawyer for a car accident claim
With 29 offices across Australia, it’s never been easier to find a car injury lawyer near you.
If you’re outside of a capital city, you can also find our top-rated car accident lawyers in places like Newcastle, Albury, the Gold Coast, and Geelong. For your nearest Monaco office, check out our full list of locations.
Below, you’ll get to know some of our award-winning car accident solicitors.
Meet the team
Our team use their extensive experience to increase your chances of success. We’ve won many awards for our work, including ‘Compensation Law Firm of the Year 2020 GBM Global Awards.’
Leon Monaco
Managing Partner
English, Russian
Workers Compensation, TPD, Motor Vehicle Accidents, Public Liability
Seek medical attention: even if you feel fine, get checked by a doctor. Your health is the priority, and your medical records will be important later.
Talk to witnesses: speak with any bystanders and note their contact details.
Take photos: capture as much as you can — the scene, your car, any damage, and the other vehicles involved.
Report the incident: file a police report within 24 hours.
Contact a lawyer: schedule a free consultation with a lawyer to understand your rights and how to proceed with your claim.
Strict time limits apply to all car accident claims, so it’s important to start your claim as soon as possible. The exact time limit depends on which state you’re in:
NSW, QLD, SA, WA, TAS and NT
3 years from the accident date
VIC
6 years from the accident date
ACT
13 weeks to 3 years depending on the type of claim
If you’ve missed the deadline to file a claim, don’t worry — there are still options. Our skilled car accident lawyers are familiar with each state’s unique time limit exceptions and can help request an extension for you. We’ve successfully assisted many clients who faced deadlines, ensuring they still received the compensation they were entitled to. Let us guide you through the process and explore your options.
Generally, it takes around 12 to 18 months to receive your car accident compensation, but this can vary depending on the specifics of your case. Things like the severity of your injuries, required treatments, and whether your condition has ‘stabilised’ all play a role.
In this context, ‘stabilised’ means your condition is unlikely to change with time or further treatment.
It’s crucial to wait until your injuries are fully stabilised before accepting any offers to avoid settling for less than you deserve.
While hiring a lawyer isn’t mandatory for making a claim, a skilled car accident lawyer can significantly improve the outcome of your case.
Insurers often pressure unrepresented claimants to provide excessive evidence or settle for less than they deserve. But an expert lawyer has the knowledge and financial strength to fight back against these tactics.
A good car accident lawyer can help with every aspect of your claim, including:
Assessing your claim’s value.
Preparing your case to ensure maximum compensation.
Handle all negotiations on your behalf.
Advising on strategy if the settlement is unfair
Identifying additional claims you may be entitled to
Before accepting a settlement offer, it’s crucial to consult with a car accident lawyer. Once you sign the agreement, it’s typically not possible to reopen the case. A lawyer can help ensure that you’re receiving fair compensation and guide you on whether the offer truly meets your needs.
Across Australia, plenty of car injury law firms claim to be ‘No Win No Fee’ — but the reality isn’t always what it seems.
Some firms cover initial costs but take up to 50% of your final payout, while others sneak in hidden fees for court expenses and expert reports — even if you don’t win your claim.
At Monaco, we’re upfront and transparent. Our No Win No Fee guarantee means exactly that: if we don’t win your case, you don’t pay a cent. No surprises, no hidden charges.
Plus, we cap our fees at 30%, so you keep more of your car accident compensation. In many cases, we even recover legal costs from the other side, meaning you could walk away with your entire payout.
Before we begin, we’ll give you a clear breakdown of costs so you know exactly what to expect.
Need expert advice? Contact one of our car accident lawyers today for a free consultation.
Yes, you can switch your car accident injury lawyer if you’re unhappy with your current representation. Whether they’re unresponsive, not fighting hard enough, or just not the right fit, you have the right to make a change.
If you decide to switch to Monaco, your car accident lawyer will make the transition seamless. We’ll handle everything, from notifying your previous lawyer to transferring your case files, so you don’t have to worry about a thing.
Not sure if switching is the right move? Our car accident and injury lawyers offer free second opinions to help you decide. Reach out today for expert advice.
Monaco helped me get much more compensation than I expected.
Monaco Lawyers helped me to receive compensation for an ongoing injury I sustained after I was simply driving home from work and was driven into head on by an incompetent and negligent driver who I believe was texting at the time of the accident.
Monaco Lawyers were keen to help me, understanding and easy to work with. I received more than I thought I would get with the help of one of the Monaco Lawyers who knew exactly what she was doing, and fought on my behalf for a very good outcome.
I continue to have problems with my foot, but I feel I have received justice for something that was completely not my fault.
I am forever thankful! God bless you for being there for me whenever I called.
Monaco Compensation Lawyers are second to no-one. Anthony and his team were there for me every step of the way. When I got disheartened or down, I would make one phone call to the team at Monaco Solicitors, and they were there for me instantly—reassuring me and consoling me.
I was completely surprised and also delighted by the outcome. Thank you so much, Monaco Compensation Lawyers. You changed my life forever; for the better. We were extremely successful and I am forever thankful. God bless this amazing team.
Good result! We had a complicated claim but they got the job done.
My brothers and I had a complicated claim. I found Ben Ralph to be very helpful, himself and Sally Sutton worked hard for just over a year to get through our claim. They achieved a good result and got the monies paid to myself and my brothers.
Their communication was fantastic, and they would always let us know when they had an update or when they expected an update. If I had a question Ben was always happy to answer to the best of his knowledge and do extra research if he was un-sure. We went with Ben because he specialized in super and feel that he did an awesome job with our claim, I would definitely recommend Ben and his team. He was very professional but also had some empathy and understanding which was nice 🙂
Thank you for accomplishing so much in such a short time.
Great communication, empathy and understanding. My case worker Daniella was a saint, understanding and patient and always passing on any updates in record time.
I was at rest in a very stressful situation, a bad situation. It was made to cope with because of the professionalism displayed at every turn by this super supportive team.
A Massive thank you to Daniella from me personally for all that you were able to accomplish in such a short time. To say I owe you is an understatement.
I knew it from the very first phone call: I had found a compassionate law firm.
Monaco Solicitors, I have no hesitation in recommending Daniella Dababneh and her team. After I suffered a serious workplace accident, I was in need of legal help.
From the very first phone call, I was treated with respect and I was always kept in the loop of the status of my claims, Early Release of Super & TPD. Both claims have been successful.
They helped me juggle my injury claim and my mum's full-time care.
I highly recommend Monaco Solicitors. I was claiming PI through my superannuation for workplace injuries. They were doing a no win no fee which was great as I am a carer for my mum and don’t earn much.
Everyone I dealt with were so kind and helpful. They helped me where I was finding things difficult due to caring for my mum. They kept me up to date on what was happening.
Monaco Solicitors are very professional and I would recommend them if you are looking for a good solicitor.
Monaco is the place to go for a lawyer that cares. You're in safe hands.
They helped me when I needed it the most. Monaco are very informative and genuinely care about the outcome of your matter. Navigating the CTP, ICP and TPD system can be very overwhelming. They reduce this where every they can.
Monaco explain things in a way you would understand, instead of lingo insurance and other companies like to use. Monaco Solicitors are amazing! So to any of you who are needing legal support/representation, know you will be in safe hands if you choose Monaco Solicitors!
I'm glad my friend recommended Monaco. I was happy with the result.
Green Slip Claim: I switched from another Law firm to Monaco on advice from a friend. I am so glad I did, within weeks I was sent off for further scans which led to proof of the pain I was in. All throughout the claim process I was kept up to date. Once settled I was more than happy with the end result. I would definitely recommend Monaco Compensation Lawyers, thanks.
The bill? Surprisingly reasonable, less than expected.
Sally was very helpful and always kept me up-to-date so if you ever use Monaco Solicitors just make sure you get Sally she’s very good. And the bill was very reasonable I thought it would be higher.
Monaco's help reduced a 12-month process to just a few months.
My father originally found Monaco online for super claims,. They had discussed with him in great detail the processes and had been kind and very helpful a few years ago. When needing help with my mothers super claim I knew I could trust Monaco again.
Not only have we had weekly updates and a great team of support, it has been an easy process. When busy or unable to process documentation ourselves they have proceeded on our behalf and what could have been a 12 month process has only taken a few months with their constant drive and assistance along the way. Thank you to the team! You have saved me a lot of lost time and it is worth every penny spent when the amount of stress is taken away.
If you’ve been injured on the road, most lawyers can help you secure basic CTP insurance compensation. But at Monaco, we go beyond the basics. Our top car accident lawyers use strategic legal tactics and expert medical evidence to ensure you receive the maximum compensation you’re entitled to.
When you work with our car accident claim solicitors, you can expect us to:
Provide a thorough assessment of your claim with clear, expert advice.
Support your case with evidence from our national network of medical experts.
Challenge all the insurer’s evidence.
Carefully prepare your case to meet all time limits and other requirements.
Identify your additional entitlements like common law damages and TPD to maximise your payout.
Injured bicyclist Robert wins maximum compensation after car collision
After Robert's bike was struck by a motor vehicle, we leveraged our expertise to secure a substantial payout that covered his future lost income and pain and...
Tina gets substantial compensation after car crash, despite pre-existing injuries
When Tina’s car was rear-ended, she collided with the vehicle in front, leaving her with significant neck, shoulder, and lower back injuries. She required medical treatment and...
Additional $300k secured for injured woman’s pain and suffering
A serious car accident left Angela with multiple injuries and ongoing pain. She eventually returned to her job but could not work in her previous capacity. This...
Steve won extra compensation by making 2 claims for his bike accident injury
A car collided with Steve’s bike as he rode home from work. Despite extensive surgery, Steve lost much of his bodily function. His physical disabilities meant he...
Speedboat driver who failed to provide safety instructions held liable for our client’s injuries
A speedboat accident left our client seriously injured and unable to care for herself. Using our extensive network of experts, our dedicated motor accident lawyers proved the...
Road accident victim receives lost income compensation
Vera was involved in a motorcycle accident on her way to work. The injuries impacted her ability to do her pre-injury job. We used expert medical evidence...
Cyclist riding without a light still gets full compensation
Jasper was injured and unable to work after a car collided with his bike. The insurer tried to argue that Jasper was partially responsible for his injuries....
After leaving her first lawyer, Anastasia finally got justice for her debilitating car accident injuries
Anastasia seriously injured her neck and lower back when a vehicle crashed into her car. She was rushed to surgery. Though this improved her physical condition, Anastasia...
Car accident victim wins settlement after losing her job
Valerie was violently T-boned at a roundabout and required two neck surgeries. The ongoing pain made returning to her job as a machine operator impossible. Valerie's insurer...
Use our online claim checker to instantly find out if you have a claim. Alternatively, just give us a ring — our expert lawyers are always ready to answer your questions.
