Superannuation and
TPD Claims

Chances are you do. And maybe more than one. There are many different types of benefits available to you through your super fund or personal insurance.

You might not know where to start, or you might have already tried and been knocked back by an insurance company. So, we offer an Initial Free Consultation with our superannuation and insurance experts to help you work out exactly where you stand.

During your Free Initial Consultation, our lawyers will identify all the insurance benefits you may be entitled to, including:

• Total and Permanent Disability (TPD)
• Income Protection
• Life Insurance or Death Benefit

A TPD benefit stands for Total and Permanent Disability, and it’s payable to you by your super fund. You may be eligible if you become permanently unfit for your regular job because of illness or injury. Generally, it doesn’t matter how your injury or illness came about, just that you can’t do your usual job, or any other job for which you are qualified, or have the skills or experience.

You don’t have to prove that:

• you are completely disabled (just that you can’t do your regular job)
• someone was at fault

Read more about TPD or contact us to speak to one of our specialist lawyers and confirm if you’re eligible.

If you can’t work because of an injury or illness, you may be eligible for income protection, which will provide you with wage replacement until you are better.

You don’t have to show that someone was at fault, just that you can’t do your job, that you are not working and that you are receiving medical care.

Read more about Income Protection claims or contact us to speak directly to one of our expert solicitors to find out if you are eligible. You could be among the many Australians who have this insurance as part of their super policy, and not even know they are covered.

All super funds offer benefits in the event of a loved one’s death. If you are a spouse, child, nominated beneficiary, or if you were financially dependent on someone who has passed away, you may be entitled to a lump sum benefit from a loved one’s super contributions and insurance benefits.

Read more about Life Insurance and Death Benefit Claims or contact us and speak to one of our specialist lawyers to discuss your particular situation.

This all depends on your insurer, the benefit amount and the complexities of your claim, but you could have your claim accepted in less than 4 weeks.

Generally, though claims take between 6 - 12 months. Our specialist lawyers have developed procedures so your claim will be fast tracked.

If the insurer has rejected your claim, we are happy to provide a free second opinion on your prospects of challenging the decision.

Almost all our Superannuation Team have experience working for insurers and super funds, and so they have inside knowledge of the strategies they use to reject claims.

Rest assured, there are ways to dispute their decision. To successfully dispute decisions, our lawyers consider alternative dispute methods which you, as a member of the public, are not aware of. This may include requests for internal review as well as complaints to the relevant Ombudsman or Complaint Authority.

Our solicitors have a track record of successfully challenging and overturning thousands of claims. Your superannuation and insurance benefits will give you the financial support you need to get yourself and your family back on track, so contact us today to obtain a free second opinion on any rejected claim.

As winners of “Personal Injury & Superannuation Law Firm of the Year in Australia” (Corporate Intl Global Awards, 2018), you can trust you have one of the best insurance and superannuation law firms in Australia working for you.

• In 2019 alone, we earnt our clients $49 million in insurance and super claims.
• With over two decades in the industry, means we know how to fast track your claim and get your benefit to you and your family as soon as possible.
• Our reputation for being tough, experienced and well-prepared means that the insurance companies are more likely to pay you maximum entitlements.
• Just about all our claims team have worked for insurance companies, so they’re prepared for the tactics insurers might use to reject your claim.
• With us, you have your own lawyer the whole way, guiding and supporting you through the entire process so you can step back and concentrate on getting well.

We’ve got what it takes to get you back on track. But don’t just take our word for it, check out our google reviews or watch what some of our clients say about us.

If you’re making a superannuation or insurance claim, you’re probably in a difficult financial position. So we have a special payment options for our insurance/superannuation clients which includes:

• A No Win No Fee Guarantee
• Free advice at your initial consultation
• No upfront charge for any expenses
• A fixed fee on most claims